Sourcing & methodology.
Every Maturr record traces to a federal disclosure. We attribute every source on every property page footer. Below is each source we ingest, how often it refreshes, what fields you'll find, and where it falls short.
Sources
SEC EDGAR — Form ABS-EE (CMBS)
Every CMBS conduit and SASB deal files asset-level data through SEC EDGAR's ABS-EE form under Reg AB II.
- Cadence
- Daily incremental polling. Maturr is typically within 24 hours of filing.
- Fields
- Loan-level: balance, maturity, DSCR, occupancy, NOI, NCF, special servicing, payment status, REO, foreclosure.
- Caveats
- Coverage is post-November 2016 (when the standardized XML schema went live). Earlier deals are non-standardized and not surfaced.
HUD/FHA — Insured Multifamily Mortgages
HUD publishes its Active and Terminated multifamily insured-mortgage portfolio as monthly Excel files, covering 11,500+ active mortgages with $140B+ UPB.
- Cadence
- Monthly, refreshed after month-end closing.
- Fields
- Original mortgage amount, initial/final endorsement, maturity, term, interest rate, monthly PI, amortized UPB, holding/servicing lender, Section of the Act, tax-exempt and LIHTC flags.
- Caveats
- HUD does not publish payment-status or delinquency information directly. We join to Ginnie Mae's mfplmon to get delinquency buckets on the Ginnie-securitized subset.
Ginnie Mae — Multifamily Project Loan Disclosure
Ginnie's Multifamily Pool & Loan Disclosure (mfplmon) is a monthly portfolio snapshot carrying per-loan delinquency and servicing status.
- Cadence
- Monthly.
- Fields
- Pool-level: UPB, 30/60/90-day delinquent loan counts and UPB. Loan-level: FHA project number (joins to HUD), origination and endorsement dates, current UPB, months delinquent, liquidation / removal reason.
- Caveats
- Coverage is the Ginnie-securitized subset of HUD's portfolio. FHA Project Number is the join key to HUD.
Methodology
Entity resolution
The same physical property can appear in SEC EDGAR (CMBS), HUD's insured-mortgage file, and Ginnie Mae's pool data — often with slightly different addresses. Maturr deduplicates using a combination of normalized address + lat/lng proximity + shared loan identifiers (e.g., the FHA Project Number that joins Ginnie to HUD), and surfaces ambiguous matches to an admin-review queue rather than guessing silently.
Geocoding
We use the US Census Geocoder as the primary geocoder (free, authoritative for US addresses) and fall back to Google Maps Geocoding only for properties Census couldn't match. Every property carries a geocode_confidence flag (exact / approximate / centroid).
Freshness badges
Every property card carries a freshness badge — 'Last financial statement: Dec 2025', for example — so you know exactly how recent the underlying data is. We do not pretend data is fresher than it is.
DSCR across reporting periods
Servicers report DSCR using whichever convention the trust prospectus specifies. Different deals use different conventions. We surface as-reported DSCR with the period it covers; we do not re-derive DSCR ourselves.